In most cases, borrowing only builds up more debt – not help your financial situation in any way. However, if you know how to use your loan correctly and pay it off at the right time – it can actually be a smart move to borrow.

For example, you may need a wedding loan to clear your expenses and get the wedding planning started. On the other hand, you may need a mortgage loan for a new home. Many may think that it’ll be tough to settle the loan later on – but that’s not true! All you need to do is find a trustable money lender with low interest rates, flexible payment options, and less stringent policies.

Below, we have 4 licensed money lenders in Toa Payoh that will easily help you financially so you can lead a trouble-free life.

Note: This list is strictly not in order.

1. Goldstar Credit Pte Ltd

Source: Goldstar Credit Pte Ltd

Understanding the pains of living in costly Singapore, Goldstar Credit Pte Ltd is a moneylending company that seeks to help individuals get through periods of crucial cash needs. Their financial solutions are tailored to the various needs of their clients, ranging from personal loans to business loans. The best thing is, there is no need for any guarantor or collateral when you take out a loan with them! More specific loans are also available for life’s various milestones, including renovations and weddings.

As they are a registered moneylender in Singapore, you can rest assured knowing Goldstar Credit Pte Ltd is a credible business. Thanks to transparent fees, high approval rates, and same-day processing, this moneylender is well-reputed in the Toa Payoh area. If great service is on your criteria for a moneylending company, you can look forward to a seamless borrowing experience here, guided by their certified and experienced loan officers.

Contact Number: +65 6252 0088
Blk 183, Toa Payoh Central, #01-254, Singapore 310183
Operating Hours: Mon-Sat 11AM-8PM | Sun 10AM-5PM | Closed on PH

2. Avis Credit Pte Ltd

Source: Avis Credit Pte Ltd

Founded in 2011, Avis Credit Pte Ltd provides a plethora of loan options – from short-term to long-term loans at competitive pricing. They understand how every client’s financial situation and concerns are different – so Avis Credit Pte Ltd comes up with feasible loan options to help them overcome their existing cash flow problems. Moreover, each one of their loan officers is highly experienced and well-trained to serve your needs! From personal loans to business loans – they’ll help you identify a suitable loan for you.

Avis Credit Pte Ltd is even open on Sunday’s just so they can attend to you and fit into your hectic schedule and lifestyle. As long as you provide the necessary requirements and accurate information as according to their application guidelines – a loan is on its way. Trust in Avis Credit Pte Ltd to help you with your financial problems immediately; they’re willing to lend a listening ear and provide you with the solution!

Contact Number: +65 6883 2017
Address: 185 Toa Payoh Central, Singapore 310185
Operating Hours: Mon-Fri 10AM-8PM | Sat 11AM-7PM | Sun 11AM-5PM

3. Lending Bee

Source: Lending Bee

Have no interest in any of those traditional banks and financial institutions? Looking for an alternative solution to address your financial matters? Here’s Lending Bee ready to help you out! Lending Bee is a subsidiary of Credit 21 Pte Ltd, and they have been devoting themselves to devising customised financial solutions at affordable rates! What’s more, out of 158 legal money lenders – they were chosen by MinLaw as one of the six to test out alternate business models for money lending. You are definitely in good hands with Lending Bee – they even have a huge capital backing so they can provide you with a loan whenever needed.

Getting a loan from them is fuss-free as well; they combine all your current debts and provide a debt consolidation plan, have simple loan eligibility, and there’s no cancellation penalty involved. Lending Bee makes sure you get your cash instantly without any difficulties at all. Check-in with Lending Bee and find out which loan type suits your financial needs best! They’re also a licensed money lender in Toa Payoh – so those in the Central can easily stop by their premises for a quick loan.

Contact Number: +65 6883 2017
Address: 190 Lorong 6 Toa Payoh, #01-548, Singapore 310190
Operating Hours: Mon-Sat 11AM–8PM | Sun 10AM–7PM

4. SKM Credit Pte Ltd

Source: SKM Credit Pte Ltd8

At SKM Credit Pte Ltd, they are determined to provide clients with a loan that is sure to erase any existing debts or cover current expenses instantly! They’re all about providing flexible loan amounts, payments terms, and even a fixed rate without any hidden charges. Their three loan options focus on clients’ main needs – education, medical, and the urgent need for cash. The best part about SKM Credit Pte Ltd is that they’re completely legal so you can have complete trust in their money lending services.

They also come up with customised financial solutions regardless of your demographic and nationality – they want to make sure that anybody stays worry-free from financial debts or expenses. Just submit a loan application via their site or visit them in person – either way, you’ll be able to get your loan as soon as possible. With SKM Credit Pte Ltd, you can rest easy as your financial worries will no longer be an issue eventually!

Contact Number: +65 6336 5148
Address: 185 Toa Payoh Central, #01-334, Singapore 310185
Operating Hours: Mon-Fri 10AM-8PM | Sat 11AM-7PM | Closed on Sun